Underwriter II in Clearwater, FL at Eagle Home Mortgage

Date Posted: 11/17/2019

Job Snapshot

  • Employee Type:
  • Experience:
    Not Specified
  • Date Posted:

Job Description

Position Summary:

Review loans for risk analysis and compliance with agency investor guidelines. 

Primary Duties and Responsibilities:

  • Review loans for risk analysis and compliance with agency and investor guidelines.
  • Render decisions within appropriate timeframe of 48 hours while meeting quantity and quality standards of at least four new loans per day averaged on a monthly basis in addition to resubmissions and no major exceptions.
  • Use of automated underwriting systems in determining risk, salability and reduced documentation for borrowers and review of data accuracy as input in MortgageWare/LP, Desktop Underwriter and Clues for automated decision-making.
  • Traditional review and approval of loans that do not receive an automated approval as well as use of automated systems for expanded approvals of sub-prime loans to extend homeownership to more families.
  • lear, concise and appropriate conditioning of loans when rendering decisions.
  • Mentor processing staff on training issues and automated underwriting systems.
  • Keep management informed of specific ongoing issues that need immediate attention.



Job Requirements

Education and Experience Requirements:

  • Minimum six months as an Underwriter I
  • Three years in mortgage industry to include at least two years of hands-on pre-underwriting of FHA/VA/Conventional loans
  • Perform accurate analysis of loan files and effectively transmit underwriting decision to production/processing staff both orally and in writing
  • Working knowledge of DU, LP, Total Scorecard
  • Strong computer background
  • Demonstrates technical knowledge and exhibits confidence, positive attitude and firmness of position
  • Considers new ideas, views of others, or divergent points of view
  • Demonstrates skill in developing improvements in work method or designing new procedures
  • Performs work with appropriate accuracy and strives for quality in work produced
  • Completes projects and can be counted on to be on the job and fulfill assigned job tasks
  • Plans and organizes work assignments and carries out assignments effectively

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